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Yes. At $2,800 the rent would be about 10% of verified gross household income, against 9% at the unit applied for. Credit is 778 and monthly debt is $613, so there is room.
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Yes. At $2,800 the rent would be about 10% of verified gross household income, against 9% at the unit applied for. Credit is 778 and monthly debt is $613, so there is room.
From the report
- Rent to income · 9%
- Credit score · 778/900
- Monthly debt · $613
The extra $2K is a second deposit stream: a $2,000 contract payment on the 15th of each month since April, separate from the biweekly payroll. Both show in the bank-verified income.
From the report
- Income · Verified
- Employment · Verified
None that would block an approval. Both landlords responded, there are no tribunal records, and every check verified. One thing to note: a hard credit inquiry on Aug 14 for an auto loan.
From the report
- Tribunal records · None found
- Landlord reference · 4.8
- Credit score · 778/900
Jordan Avery, applying for Unit 1204 at $2,450. PropTx Score 97. Income and employment verified, credit 778, rent is 9% of gross income, two landlord references averaging 4.8, no tribunal records.
From the report
- PropTx Score · 97/100
- Income · Verified
- Landlord reference · 4.8
Stronger on every measure. Yesterday's applicant, Sam Okafor, scored 84 with credit 712 and rent at 31% of income; Jordan is 97, 778 and 9%. Both have clear tribunal records and verified employment.
From the report
- PropTx Score · 97/100
- Credit score · 778/900
- Rent to income · 9%
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