Report section · Employment Information

Employment confirmed by payroll, not by a letter

The applicant signs in to their payroll provider. The report then shows where they work, their position and supervisor, how long they've been there, and their annual income, with the paycheques checked against the bank.

What you see in the report

The foot of page one in every report, in two parts. Point at a note to find it in the drawing.
  1. 01 Present Organization

    The employer as the payroll record names it. Set it beside the employer on the application and on any letter you were sent; they should be the same company.

  2. 02 Organization Website

    The employer's website, so you can see the business is real and does what the applicant says it does. A company with no site at all is worth a second look.

  3. 03 Position Held

    The job title on file with payroll. A title that reads differently from the one on the application is a question to ask, not a verdict.

  4. 04 Supervisor Name

    Who the applicant reports to. With the email and phone beside it, you have a contact at the employer if you need to confirm anything the record doesn't answer.

  5. 05 Supervisor Email

    An address at the employer's own domain is what you'd expect. A free webmail address for a supervisor at an established company is worth a check.

  6. 06 Supervisor Phone

    A number for the supervisor. Compare it with the applicant's own phone on page one; the two should never be the same.

  1. 07 Employment Years

    How long the applicant has been with this employer. Read it with the start date the applicant gave you; a job that began last month and one held for years both show here plainly.

  2. 08 Annual Income (annual pre-tax)

    The applicant's yearly income before tax. The paycheque transactions on page two are the evidence behind it: deposits verified from payroll software and the bank account.

  3. 09 Household Income (annual pre-tax)

    The household's yearly income before tax. It is what the rent-to-gross-income meter at the top of page one reads against, shown as context rather than a cut-off.

How it works

  1. The applicant picks who pays them

    They search for their employer or payroll provider and pick it from the list. The report verifies employment through 250+ HR payroll integrations.

    Who pays you?

    Secure connection

  2. They sign in through the provider

    The sign-in runs through the payroll provider's own login, over a secure connection. Nothing about the job is typed in by the applicant.

    via

    Username

    tbrook

    Password

    ••••••••••

    Sign in

  3. The employment record comes back

    Payroll returns the employer, job title, start date and annual income. These are the figures the report prints, at the source.

    Employment found

    Payroll
    Employer
    Northline Fabrication Ltd.
    Job title
    Fabrication Team Lead
    Start date
    Mar 2023
    Annual income
    $80,000
  4. Paycheques are matched to the bank

    Paycheque transactions are verified from payroll software and bank accounts, so the pay the record describes is the pay that arrives.

    Paycheque

    PayrollBank
    • Oct 9$2,630.00$2,630.00
    • Sep 25$2,630.00$2,630.00
    • Sep 11$2,630.00$2,630.00

What it catches

An employment letter says what its writer wants it to say. A payroll record says who pays the applicant, and how much.
  • Letters that don't match payroll

    An employment letter names one company; the payroll record names another, or none. The record is what the report prints.

    In the reportPresent Organization

  • A different job title

    A title inflated on the application or the letter sits next to the one payroll holds, so the gap is plain to see.

    In the reportPosition Held

  • A start date that moved

    Claimed years of service that payroll doesn't support. A job started weeks ago reads as weeks, not years.

    In the reportEmployment Years

  • Income stated above payroll

    The annual figure comes from payroll, and the paycheques behind it are matched to the bank, so a rounded-up salary on the application has nothing to stand on.

    In the reportAnnual Income (annual pre-tax)

  • Pay stubs built in a template

    A connected payroll record has no stub to edit. Documents the applicant uploads instead go through fraud detection, and a report built from them carries a lower PropTx Score. See how to spot a fake pay stub.

    In the reportConnected payroll vs. upload

  • A supervisor who is really a friend

    The supervisor's email and phone are printed for you to compare with the applicant's own. When a call is still needed, Alex, the voice assistant, calls the employer to confirm employment status, income and job title.

    In the reportSupervisor Email · Supervisor Phone

What the applicant experiences

One step of the application, on their phone.
  1. Pick who pays them and sign in

    The applicant searches for their employer or payroll provider, signs in through the provider's own login, and the employment record comes back: employer, job title, start date and annual income.

  2. Or enter it manually

    If their provider isn't on the list, they can enter their employment by hand. The income deposits in their connected bank account then verify it.

FAQ

Questions about employment

  1. Pick who pays them, then sign in through their payroll provider's own login. It is the Employment step of the application, and the employment record comes back from payroll rather than being typed in.

  2. They can enter their employment by hand, and the income deposits in their connected bank account verify it. If neither source is available, they can upload documents, which go through fraud detection, and the report carries a 30% lower PropTx Score.

  3. The report verifies employment and income through 250+ HR payroll integrations. The applicant searches for their employer or provider in the Employment step and picks it from the list.

  4. No. The payroll connection is separate from the credit check, and the credit check itself is a soft check with no impact on the applicant's score.

  5. The household's annual income before tax, printed beside the applicant's own. Page one's rent-to-gross-income meter reads monthly rent against monthly household income.

  6. No. The meter shows monthly rent as a share of monthly household income, as context beside the employment and income figures. It isn't a cut-off; the decision stays with you.

Employment checked at the source

Start a screening, or book a walkthrough of the full report.